Difference Between Samsung Pay And Samsung Pay Mini, Which is Better?

Samsung Pay vs Samsung Pay Mini, which is better? How are they different from each other.


In the modern era, digital payment has gained a lot popularity, specially in last 3-4 years almost every smartphone user know about the digital payment and is using this method. From our digital wallet to UPI payment everything can be done on our smartphones.



Finding a safe and secure online payment app is also a matter of concern. There are a lot of apps that misuse your data and can cheat you. So, we should be careful while choosing a secure payment apps in India. But 'Samsung Pay' and 'Samsung Pay Mini' are the best option for Samsung users. As it comes with the privacy of Samsung.

Let's take a look that how Samsung Pay is different from Samsung Pay Mini.



WHAT IS SAMSUNG PAY?


The Samsung Pay is the Payment technology of Samsung that is mainly popular for NFC technology. NFC (Near Field Communication) enable contactless payments at PoS (point-of-sale) terminals using a smartphone. Samsung uses a proprietary Magnetic Secure Transmission (MST) technology to mimic the magnetic strips that are used in standard debit and credit cards. 


It doesn't require to physically swipe your credit or debit card. You have to tap the back of the smartphone near the magnetic swiping strip of the PoS machine, authenticate the payment using fingerprint or PIN and your payment will be completed. 


Samsung Pay also have Wallet and UPI integration, It allows you to add money to your Paytm or Mobikwik wallet. It also enables you to send and receive money from others without having to separately download the Paytm or Mobikwik app. Samsung Pay also comes with UPI integration, allowing you to make cashless payments to your family, friends and retail shops directly using the UPI mechanism which links to your bank account. The payment mode enables you to quickly transfer money using a VPA (virtual payment address). Samsung Pay is mostly compatible with flagship devices of Samsung.



WHAT IS SAMSUNG PAY MINI?


As the name suggests, it is like the lite version of Samsung Pay, and is designed to compatible on mid-range smartphones. In the recent updates it came in many smartphones of Samsung A and M Series. It comes with Paytm,Mobikwik Wallet and UPI integration, just like Samsung Pay. However, due to lack of NFC and MST technologies on mid-range smartphones, the Pay Mini does not support tap-and-pay using credit and debit cards.



When using Paytm, you get options to scan a barcode, or show your barcode to send money and receive payments. In case of UPI, you get options to scan a code and send money using UPI (Unified Payments Interface). You can also add multiple UPI accounts linked to your different banks.


With Pay Mini, Samsung is aiming to offer users a single platform to have their Paytm wallet, Mobikwik and UPI account in a single place, thus eliminating the need to download multiple payment apps.



How Samsung Pay is different from Samsung Pay Mini?


The Samsung Pay is a secure and easy-to-use mobile payment service available exclusively on flagship Samsung devices. The Samsung Pay mobile payment service supports Magnetic Secure Transmission (MST) and Near Field Communication (NFC) technologies. It replicates physical cards like debit or credit cards to make payments on card terminals, the most important feature in Samsung Pay is that it doesn't requires internet services, it can work offline and be used just like credit or debit cards for making payments.


On the other hand, Samsung Pay Mini one step-down version of Samsung Pay that enables digital transactions using Paytm,Mobikwik wallet and Unified Payment Interface (UPI). Unlike Samsung Pay, the ‘Mini’ version does not work without internet. Also, there is no way you can save your debit card and credit card information in the app, so the usage of Samsung Pay Mini is limited to digital transactions using Paytm wallet and UPI. It is only for the mid-range smartphones of Samsung.

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